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Programs

Individual Support

Financial education shaped around your specific situation. Not a generic course. A structured path built from where you actually are.

Young adult in an individual financial coaching session, seated across from an educator at a modern table, engaged in focused discussion
What Individual Support Means

The questions you have never been able to ask.

Imagine sitting down with someone who has no product to sell you and no commission to earn. Someone whose only job is to help you understand. That is what individual support at Dexvexium looks like.

You bring your pay slips, your bank statements, your lease, your questions. We work through them together. Not to advise you on what to do, but to ensure you understand what you are looking at and what your options are.

Sessions structured around your real documents and real questions
No financial products sold or recommended
Explanations in plain language, at your pace
Focus on building lasting financial literacy, not dependency
Program Modules

What each module covers.

Each module can be taken independently or as part of a complete program. They are designed to build on each other but work equally well as standalone sessions.

Module 01

Your Pay Slip Decoded

Gross salary, net salary, social contributions, income tax at source. We go through every line of a French pay slip until you understand exactly what you are earning and what is being deducted. Includes worked examples with real figures.

Module 02

Reading Your Bank Contract

Overdraft conditions, debit card fees, automatic transfer clauses, account closure terms. We work through a standard French bank contract section by section so you know what you agreed to and what you can challenge.

Module 03

Building Your First Budget

Fixed costs, variable expenses, savings allocation. We build a realistic monthly budget framework together using your actual income and outgoings. Practical, not theoretical. You leave with a document you can actually use.

Module 04

Savings Fundamentals

Livret A, Livret de Développement Durable, emergency funds, short versus long-term goals. We explain each regulated savings product available in France, what it is designed for, and how to decide which fits your situation.

Module 05

Your Consumer Rights

The French Consumer Code, the role of the Autorité de Contrôle Prudentiel et de Résolution (ACPR), how to file a complaint, how to dispute an unauthorised charge. Knowing your rights is the first step to using them.

Module 06

Credit and Borrowing Literacy

What APR means in practice, the difference between revolving credit and personal loans, how to read a credit offer. Not a guide on whether to borrow, but a framework for understanding what you are agreeing to if you do.

Approach

Education, not advice.

There is an important distinction between financial education and financial advice. We provide the former. We explain how things work. We do not tell you what to do with your money. That clarity protects you and ensures our programs remain genuinely educational.

Modern classroom setting with young adults following a financial education presentation, attentive and engaged Close-up of a pay slip being reviewed during an educational session, educator pointing to specific line items

Questions about
our programs?

We are here to explain what each module involves and help you identify which sessions are most relevant to your situation.

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